Clipper® START℠
Clipper® START℠ gives adults with lower incomes living in the Bay Area the opportunity to travel on public transit at discounted rates.
For most Bay Area households, transportation is the third-biggest monthly expense — trailing only the cost of housing and food.
Clipper START is a discount program for riders with lower incomes, offering a 50% single-ride fare discount to eligible low-income adults for travel on all Bay Area transit agencies that accept Clipper.
Learn who qualifies, how to apply, and which transit operators are participating at clipperstartcard.com.
Clipper START is centrally administered on behalf of all participating transit operators; and is subject to revision based on financial sustainability, efficiency and effectiveness.
Staff Contact
Lysa Hale
Phone: 415-778-5284
Email: lhale@bayareametro.gov
Participating Agencies
Visit the Clipper START website for the list of participating transit agencies.
Support for People with Lower Incomes
MTC has long identified possible transit-affordability barriers for low-income riders. Initiatives that address transportation affordability include:
- Lifeline Transportation Program
- Coordinated Public Transit-Human Services Transportation Plan
- Transit Sustainability Project
- Community-Based Transportation Plans
Though MTC does not determine fare policies for the Bay Area’s transit agencies, MTC does have the authority to promote regional fare coordination.
Access for More Riders
Riders with low incomes, disabled riders, youth and seniors all get a break with several reduced fare and discounted pass programs. Apply for your discounted card and save every time you ride:
Clipper’s innovative program offers fare discounts to adults with low incomes.
The RTC Clipper Card brings discounted transit to disabled riders under age 65.
Youth and seniors can apply for reduced fares and access to discounted passes.
Program Funding
To implement the Clipper START pilot program, MTC committed roughly $17 million from the State Transit Assistance (STA) program, the statewide Low-Carbon Transit Operations Program and CARES Act funds. This will partially offset the loss of fare revenue for transit operators.
Program History
In 2015, MTC launched a three-year study to determine if a transit fare program based on household income would be feasible and effective. In 2023, the pilot was extended, and is now an ongoing program, effective May 28, 2025.
This Regional Means-Based Transit Fare Pricing Study included three main objectives:
- Make transit more affordable for residents with low incomes
- Move toward a more consistent regional standard for fare discounts
- Develop implementation options that are financially viable and administratively feasible
Participating Transit Agencies
In May 2018, MTC adopted Resolution No. 4320, establishing the framework for the pilot program on BART, Caltrain, Muni and Golden Gate Transit and Ferry. The pilot launched in July 2020 with those four transit agencies, and by January 2021, 17 additional transit agencies joined the pilot. In 2024, 21 agencies were participating, each offering a 50% discount.
The permanent now offers a 50% discount on all Bay Area transit agencies that accept Clipper.
A Technical Advisory Committee provided input and feedback on the Regional Means-Based Transit Fare Pricing Study. The TAC consisted of a broad-based group of stakeholders including representatives from public transit operators, social and human services agencies, academia and non-profit organizations.